Legal and regulated real money online casinos in your region

Best Real Money Online Casinos 2020

If you’re looking for games to play for real money, online casinos are a great place to start if you are in an area which is regulated. Here at CasinoGuide, we have categorized, reviewed, and listed legally operating real money online casinos available to players around the world.

Where to play online casino for real money

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Excellent
Chumba Casino
  • Beginner-friendly
  • Great Mobile Experience
  • Mobile App Available
  • Small variety of table games
Our choice
FREE 2,000,000 Coins + $2 Sweep Coins
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Excellent
Luckyland Slots
  • Beginner-friendly
  • Great Mobile Experience
  • Mobile App Available
  • EFT only withdrawal option
10 Free Sweeps Coins on sign up + 10 Gold Coin Package
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Not Available
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Why Play For Real Money At Online Casinos?

Jackpot graphicThere are a wide variety of reasons why you may choose to play at real money online casinos. The first and biggest reason for this is obvious: you might win! The prospect of winning real cash is the main driving force behind why players flock to online casinos. However, online gambling should never be done with the prospect of earning a living off it. Online gambling is purely a recreational feat, whether you’re playing for free or for real money.

Playing online casino games with free money might be fun at first, but consider one thing: how will you feel when you hit a massive jackpot and can’t cash it out in real money? This is why it is extremely important to always play at a safe and licensed online casino when real money is at stake.

The fact is, most people join online casinos to win real money. This kind of entertainment was once reserved for the elite socialites who could afford to attend land-based casinos, but no more! You can now play real money online casino games in the comfort of your own home, on your commute, or basically anywhere else with an Internet connection - as long as you are in a regulated state with legal online casinos to play on.

Finding The Best Online Real Money Casinos

So how do we decide which legal and regulated real money online casinos deserve the prestige of a place in our recommended lists? When it comes to comparing between real money online casinos, they can sometimes appear to be very similar.

That’s why we go deep in our analysis of each casino in our online casino reviews; to find the smaller aspects of each casino that make a big difference.

One of the biggest things we look at in real money online casinos is how trustworthy they are. Has it been recently audited for fair play? Do they pay out winnings quickly? Is there a history of complaints?

Real Money Online Casinos By Region

Roulette wheelThe laws and regulations concerning real money online casino play vary depending on which country you are in while playing. In general, both casino and sports betting come with no restrictions for most parts of Europe, India, Canada and New Zealand. Players from these regions are able to enjoy a full range of gambling services and casino bonuses. Before committing to a new online casino, it’s a good idea to ensure that they offer their services to players where you live.

Use the links above to navigate to the page you need and choose from our recommended real money online casinos in your region! Just remember that on CasinoGuide, we only show online casinos which are operating legally in regulated regions.

Real Money Online Casinos in the USA

The United States has had a rocky relationship with online gambling until it was finally legalized back in 2018, when the Unlawful Internet Gambling Enforcement Act of 2006 was deemed unlawful by the Supreme Court. The Act itself specifically prohibited real money wagers, specifically the act of online casinos accepting payments made by US players.

Since then, each individual state has been given the right to legalize online casino, sports betting and other forms of online gambling. This means that while on a federal level, online casinos are legal and since then there have been a handful of US states that have legalized online casinos: New Jersey, Delaware, Pennsylvania and Nevada. Players based in these states are free to choose from a wide range of reputable online casinos and wager for real money.

Players who live in non-regulated states still have the option to play at online casinos for real money thanks to so called “sweepstake casinos”. Sweepstake casinos offers players the option to wager with virtual currency instead of real currency, which they can then covert into real cash. Good reputable sweepstake casinos to try out are Chumba Casino and Luckyland Slots.

Mobile casinos for real money

Fortunium slot interfaceIt’s no secret that people are using their mobile phones more than ever these days. So it will come as no surprise to you that playing real money online casino games on mobile has been a growing trend since smartphones hit the mainstream.

Ever since our smartphones have evolved to run high-end graphics, online casinos have jumped at the opportunity to provide their services on mobile devices. These days mobile devices are perfect platform to play your favorite casino games while also being able safely deposit and withdraw. Many players prefer to hook up their e-wallet or banking app to their casino account so they can easily deposit and withdraw with the tap of a button.

The undeniable convenience of being able to play anytime, anywhere with an Internet connection, has drawn huge numbers of mobile casino players. At a time when people are more likely to search for information on the Internet using their phone than their desktop, it is crucial for online casinos to have a strong mobile offering. There are several software developers that have produced mobile-optimized slots and table games which can be played for free or real money. For example, Stormcraft Studio’s Fortunium was the first ever slot machine which could be played in portrait-mode, perfect for one-handed gameplay!

As you can tell, online casinos go the extra mile these days to satisfy the needs of their mobile users.

Best payment options for withdrawing real money

When you come to making your withdrawal, one thing that can really shut you down is a lack of usable payment options. Most players have an idea in their mind about how they will finance their real money casino gaming, and if that option isn’t available, it can be very frustrating.

Withdrawing your winnings come with many questions. Are there any fees? How long will it take until I see my funds in my account? How do I make sure my winnings are not confiscated and are processed safely?
It is important to distinguish the perks and disadvantages of each withdrawal method. For example, Wire Transfer, Bank Transfers and ACH Transfers are the most reliable options when procuring your funds and come with high withdrawal limits but are also the slowest. It can take up to 7 business days for your withdrawal to clear. E-Wallet options such as PayPal, Trustly, Skrill and Neteller are the fastest and are processed within 24 hours, but usually come with fixed fees are low withdrawal limits. Withdrawal limits for e-wallets usually range between $/€1,000 and $/€5,000, which doesn’t really help when you manage to hit a big jackpot. Credit and debit cards are a good middle ground, the withdrawal timeframes are faster than bank transfers, the fees are lower than e-wallets’ and on top of all that, they are extremely reliable.

Fortunately, most legal and regulated real money online casinos offer a wide range of payment options to players. After all, the last thing the casino wants to do is discourage you from playing! These options typically include credit/debit cards, ewallets, intermediaries, phone payment providers, and even cryptocurrencies.

Real Money Online Casino Bonuses

Money graphicAnother reason for the huge popularity of real money casinos online are the incentives they offer you to sign up and play. Every real money online casino in the world knows that competition for players is fierce, and therefore does everything they can to tempt you in.

The quickest way to the heart of real money online casino players is through their wallets. So you can expect to be offered plenty of bonuses when you play at real money online casinos.

This doesn’t only mean sign up bonuses (although these are usually the biggest), you should also receive plenty of loyalty bonuses for playing regularly too! Player retention is just as important as player acquisition, and real money online casinos know this as well as anyone.

For everything you need to know about taking advantage of the biggest and best offers out there, check out our essential online casino bonus guide.

Real Money Online Casinos With No Deposit

If you’re going to spend money, then it’s always nice if the online casino is willing to meet you halfway. This is where the no deposit bonus comes in: free cash given to new players as an act of goodwill.

When you sign up at a real money online casino, no deposit is strictly necessary. Often you can simply register your details and start playing for free until you feel ready to make that first deposit.

Bear in mind that this won’t net you a huge welcome bonus in the same way as making a deposit will. But you can get a feel for the games and choose some favorites before making that commitment.

Some real money online casinos that are operating legally in regulated markets even offer no deposit bonuses just for signing up. Again, don’t expect these to be anywhere near the $1000s on offer in deposit match bonuses – but it can still be a good way to start your bankroll.

Always make sure to read the terms and conditions before opting in for a no deposit bonus, as they are usually tied to wagering requirements. Only if a no deposit bonus is labeled as “wager-free” or “wagerless”, the bonus is well and truly free.

Real Money Online Casino Games

So which real money casino games do you have to choose from after signing up at your preferred online casino? The good news is there are plenty to choose from, although this can make it tricky to decide where to start.

If you like to play a game with more in the way of strategy, then online Blackjack is good choice. Similarly, playing Roulette online will always be popular as an exciting luck-based game with some strategic options. Both of these games actually have a very low house edge, giving you more opportunity to win.

You can choose from other casino classics too, such as Video Poker, Baccarat, Craps, and multiple variations of Poker. But by far the most popular of all real money online casino games is Slots. Play Slots online, and you benefit from a choice of hundreds of games, with different themes, styles, and so on.

Real Money Slots

Slot machine vectorThe biggest appeal to playing with real money is most definitely slot games; be it video slots or jackpot slots. These quintessential casino games attract the most players in land-based casinos and continue to impress even in the digital age. Easy to master and captivating to look at, it is not rocket science as to why slot machines are so popular among players. Contrary to live dealer games, slot machines often provide an instant outcome of one’s wager or trigger interesting bonus rounds and features. They’re carefully designed to capture the imagination of the player thanks to their animations, catchy jingles and stimulating soundscapes.

However, when playing slot for real money, players need to keep in mind both the volatility and the RTP of the slot. A highly volatile slot means that payouts are less frequent, but once you do, you can expect a larger payout compared to slots with a low volatility. The RTP stands for Return to Player, which is the average percentage a player can expect in return of their wager. In order to make the most out real money slots, look for a slot machine with a high RTP and a medium volatility such as Starburst, Wolf Gold, Mega Joker, Blood Suckers or Rainbow Riches.

How to gamble responsibly with real money

Woman holding playing cardsPlaying casino games free is a great way to familiarize yourself with the mechanics of your favorite games and is generally done with any risk. However, when playing for real money the stakes are suddenly much higher (no pun intended). It is important for the casino to provide the player with all the necessary tools to keep them save. If players are able to control their gambling behavior in a responsible fashion, gambling for real money can stay a fun pastime as it should be.

All reputable online casinos give players the options to set deposit limits, loss limits, session limit, cool-off periods and even the option to self-exclude themselves entirely. The player can access these options on the personal account and can be activate and deactivated whenever the players sees fit with exception for the cool-off and self-exclusion options.

Here at CasinoGuide, we’ve been working with real money online casinos for a very long time, and we only recommend those which are operating legally in regulated markets. Naturally, this means we know a few insider tips that can quickly transform you from casino newbie to confident player.

  1. Read up on the rules of the game you’re playing before you start, and some strategies too if you can.
  2. Try playing the game for free first, to get a feel for how it works. Then once you’ve got it down, try to win some real money.
  3. If you’re claiming a casino bonus, remember to check the wagering requirements to avoid any surprises later on.
  4. Ensure your chosen casino is reputable, you can play on it legally in your region, and that it offers your preferred payment option.
  5. Gamble responsibly – don’t play with more than you can afford to lose!

Blacklisted Casinos – Online Casinos to avoid

It’s always best to take a positive approach and know what you are looking for, rather than what you’re not. But it’s still worthwhile becoming acquainted with a few classic red flags that tell you a casino might not be as reputable as you thought.

 

  • Unreasonable wagering requirements or restrictions on how to use your bonus (i.e. max bets).
  • Longer than necessary withdrawal time (i.e. more than 14 working days).
  • Exorbitant withdrawal fees for no reason.
  • Not licensed by a strong regulatory body such as the MGA, UK Gambling Commission, Kahnawake Gaming Commission or Curacao Government.
  • High number of unresolved complaints.
  • Unresponsive / unreliable support on live chat, emails or telephone.
  • Wonky and / or outdated website design which feels clumsy to use.
  • Game library filled with games of software providers you’ve never heard of – this can indicate pirated or un-audited casino games.

 

Avoid these red flags by sticking to the real money online casinos we have listed on this page.

FAQ about Real Money Casinos

Which real money online casino is the best?

One can argue that high RTP (Return To Player) is what makes a good real money casino. This is true, but not the only denominating factor that should be taken into account. First and foremost, you must make sure you are playing at a safe, fair and licensed online casino when playing for real money. If you don’t, you risk having your winnings confiscated or played on games that have been tampered with. The best real money casino is a safe casino, that’s the general rule of thumb. 

How fast will I receive my money?

This depends on your preferred withdrawal method. Bank transfers can take a long time to clear, just like credit / debit card withdrawals. E-wallets and cryptocurrencies are the fastest options, but come with very low withdrawal limits. For more information, visit our payment methods page for all the available withdrawal options at online casinos. 

Do I need to pay taxes if I win real cash?

This largely depends on your country of residence and your local laws. Many countries do not require you to file your winnings made from an online casino on your tax form, but winnings made from lotteries or professional poker may be taxed. 

What is the minimum amount you have to deposit on a real money online casino?

This varies from casino to casino, the average minimum deposit ranges between $/€10 and $/€20. However, you might stumble upon online casinos that demand a minimum deposit of $/€50 and upwards, which is far too steep for recreational gameplay. Should you come across such exorbitant deposit limits, it’s best to check if the online casino you’re playing at is licensed by a reliable authority.

What casino apps pay real money?

There are many casino apps available which can be played for real money. Visit our mobile casinos page for an overview of which online casino offer the best mobile experience. If you’re looking for sweepstake casino apps, then try out Chumba Casino. 

Play For Real Money With Online Casinos Today!

It’s entertaining, it’s engaging, and it comes with the possibility of winning big money. As long as you're in a state which has regulated online gambling, what further reasons could you possibly need to get out there and enjoy playing online casino games for real money?

Don’t forget to claim your signup bonus by clicking the Play Now button on your chosen casino. These offers are often exclusive to CasinoGuide and much better than what you’d get by going direct to the casino!

Top Real Money Online Casinos

Excellent
Chumba Casino
Welcome Bonus up to $0
  • Beginner-friendly
  • Great Mobile Experience
  • Mobile App Available
  • Small variety of table games
Not Available
T&Cs apply
Excellent
Luckyland Slots
Welcome Bonus up to $0
  • Beginner-friendly
  • Great Mobile Experience
  • Mobile App Available
  • EFT only withdrawal option
Not Available
T&Cs apply

Types Of Real Money Online Casinos

Mobile Casinos
Live Dealer Casinos
Virtual Casinos
No Download Casinos
New Online Casinos